Bower Equity Release and Lifetime Mortgages

  • Remove tax-free money from your property
  • Not necessary to make monthly payments
  • Use the money you release for anything you like
  • Continue to live in your own house
  • Your Requirements

  • About You

  • Please enter a value between 25 and 110.
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Feefo
ombudsman
South West London Home
Putney House
Under 55 Homeowner

It is common to find individuals searching for interest-only lifetime mortgages, monthly payment life time mortgage or lump sum lifetime mortgages, however, Key Retirement like VitalityLife Equity Release are keen to see evidence of your situation in the form of investment statements.
Wandsworth House

Equity Release LTV Percentages

The older you are and the unhealthier you are the more tax-free money you can release

Equity Release Scheme Providers

  • Just Retirement
  • Stepchange
  • Age Concern

What percentage can be released?

  • 60% lifetime mortgage with flexible drawdown cash release Aegon
  • 25% loan to value (LTV) home reversion schemes Masthaven

The lender will want to know if the property is a Freehold house or a Leasehold flat and if the occupier is an Assured shorthold tenancy tenant.

Equity Release Lenders

It is common to discover individuals searching for interest-only lifetime mortgages, monthly payment lifetime mortgage or monthly payment equity release however Sunlife Plans like The Exeter Equity Release are eager to see paperwork to show your situation in the form of bank statements.
Southfields Home

  • TSB Lifetime Mortgage
  • Barclays Equity Release
  • Saga Equity Release Schemes
  • Aviva Flexible Voluntary Repayment Plan
  • Just retirement defined benefit
  • Liverpool Victoria LV= Lump-Sum Plus Lifetime Mortgage
  • Lloyds Bank Equity Release
  • NatWest Lifetime Mortgage
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • HSBC Lifetime Mortgage
  • More to Life Flexi Choice Drawdown Lite Plan
  • Royal Bank of Scotland Equity Release Schemes
  • Aviva Lifetime Mortgages for Pensioners
  • Canada Life Voluntary Select Gold
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Drawdown Plan
  • TSB Equity Release Schemes

 

Drawbacks of Equity Release Schemes

Monthly payment equity release can reduce your estate value. Monthly payment equity release may impact the ability to claim benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Benefits of Home Reversion Schemes

Could be used to optimise tax planning and interest rates can be attractive. Help a family member buy their own home with a smaller mortgage or pay off your own debts like loans and credit cards so you can spend more of your monthly income.