Halifax Equity Release Schemes

  • Release equity from your property
  • No need to make regular monthly payments
  • Use the money to buy another property
  • Still have a few more mortgages payments to make? We can help with that
  • Continue to live in your own property
  • Your Requirements

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Over 55 Home owner

Under 55 Homeowner
Stop Repossession
Old money in home

It is often found to discover people looking for lumpsum lifetime mortgages, monthly payment life time mortgage or lumpsum lifetime mortgages, however, More2Life like VitalityLife Equity Release are keen to see proof of your circumstances in the form of pension statements.

Equity Release Loan To Value

The older you are and the more serious your illnesses you are the more money you can release

Equity Release Providers

  • Bower
  • Step Change
  • Age Concern
  • Prudential Lifetime
  • VitalityLife Equity Release

How much is it common to release from a home

  • 50% lump sum lifetime mortgages The Exeter Equity Release
  • 35% loan to value (LTV) home reversion plans New Life
  • 55% loan to value monthly payment equity release Together Money

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the occupier is a Assured shorthold tenancy tenant.

UK Equity Release Providers

It’s common to encounter individuals looking for monthly payment equity release, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Legal and General like Old Mutual Wealth are eager to see evidence of your personal situation in the form of investment statements.

  • Bridgewater Equity Release
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Lloyds Bank Equity Release
  • Royal Bank of Scotland Equity Release Plans
  • Saga home reversion schemes
  • Liverpool Victoria LV Equity Release Schemes
  • Pure Retirement Classic Drawdown Lite Plan
  • Barclays Equity Release Schemes
  • More2Life Flexi Choice Drawdown Lite Plan
  • HSBC Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Plans
  • Just Retirement Equity Release
  • More 2 Life Tailored Choice Plan

Under 55 Homeowner

Downsides of Equity Release Schemes

Lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Monthly payment equity release may impact ability to get state benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

Applications of Lifetime Mortgages

Could be used to optimise tax planning and interest rates can be quite low. Help a family member buy their own home with a modest mortgage or pay down your own credit cards and loans so you have lower monthly outgoings.