Halifax Lifetime Mortgages

 

  • Remove tax free equity from your home
  • Compare Halifax with other similar offerings
  • Use the money for home improvements
  • Are you still paying a mortgage? That’s fine we can help
  • Continue to live in your own home
  • Your Requirements

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Feefo
ombudsman
London House
Raise money with your home
London House


Wandsworth House
South West London Home
Homeowner in their 70s

It’s very regular to discover people looking for lifetime mortgage with flexible drawdown cash release, interest-only lifetime mortgages or home reversion plans, however, Age Partnership like Zurich are keen to see evidence of your personal circumstances in the form of bank statements.

Equity Release LTV

The older you are and the more serious your illnesses you are the more tax free cash you can release

Lenders for Equity Release

  • Age Concern
  • Step Change
  • Age Partnership

Equity Release Loan To Value

  • 60% monthly payment life time mortgage Fortify Insurance Solutions
  • 25% loan to value lump sum lifetime mortgages Prestige Finance
  • 40% loan to value lump sum lifetime mortgages Blemain

Putney House
The lender will want to know if the property is a Freehold house or a Leasehold flat and if the occupier is a Owner Occupier.

Lenders for UK Equity Release

Its often found to encounter individuals looking for lifetime mortgage with flexible drawdown cash release, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Aviva like VitalityLife Equity Release are eager to see evidence of your personal situation in the form of pension statements.
Under 55 Homeowner

  • Hodge Equity Release Schemes
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Nationwide Equity Release Schemes
  • HSBC Equity Release
  • TSB Lifetime Interest Only Mortgage
  • NatWest Interest Only Lifetime Mortgage
  • More to Life Capital Choice Plan
  • Saga home reversion schemes
  • Age Partnership Equity Release Plans
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • HSBC Equity Release
  • TSB Equity Release Plans
  • NatWest Equity Release
  • Aviva Equity Release Schemes
  • Canada Life Prestige Flexi Option
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • Just retirement defined benefit
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • More2Life Capital Choice Plan
  • HSBC Equity Release
  • More 2 Life Flexi Choice Drawdown Lite Plan

Old money in home

Drawbacks of Lifetime Mortgages

Monthly payment lifetime mortgage can reduce the value of your estate. Lumpsum lifetime mortgages may impact ability to claim benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.

Advantages of Equity Release Schemes

Often used to optimise tax planning and interest rates are attractive. Use the money to keep another family member away from a high LTV mortgage or pay off your own debts like loans and credit cards so you have more monthly disposable income.