More 2 Life Lifetime Mortgages

  • Remove tax-free equity from your property
  • No need to make monthly payments
  • Use the money to pay off debts
  • Are you still paying a mortgage? We can help with that
  • Continue to live in your own home
  • Your Requirements

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Raise money with your home

South West London Home

Its often found to discover people looking for lump sum lifetime mortgages, monthly payment life time mortgage or home reversion plans, however, Age Concern like Legal & General are keen to see evidence of your circumstances in the form of investment statements.

How much is it common to release from a home

The more elderly you are and the unhealthier you are the more tax-free money you can release

UK Equity Release Providers

  • Age Concern
  • LV equity release
  • Key Solutions
  • Step Change
  • AIG Life

What percentage can be released?

  • 60% home reversion schemes Legal & General
  • 50% loan to value monthly payment lifetime mortgage Key Retirement
  • 30% LTV lump sum lifetime mortgages United Trust Bank
  • 25% loan to value interest-only lifetime mortgages Evolution Money

Wandsworth House
The lender will want to know if the property is a Freehold house or a Leasehold flat and if the occupier is an AST Tenant.

Equity Release Scheme Providers

Its often found to encounter people looking for monthly payment life time mortgage, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release however Lifetime Mortgage from L&G like Zurich are eager to see proof of your personal situation in the form of pension statements.
Homeowner in their 70s

  • Canada Life Interest Select Gold Flexi
  • Hodge Indexed Lifetime Mortgage
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Pure Retirement Equity Release
  • Stonehaven Equity Release
  • Lloyds Bank Lifetime Mortgage
  • More to Life Tailored Choice Plan
  • Age Partnership Equity Release Plans
  • Bridgewater Equity Release Schemes
  • Hodge Indexed Lifetime Mortgage
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Pure Retirement Drawdown Plan
  • HSBC Equity Release
  • TSB Lifetime Interest Only Mortgage
  • Age Partnership Interest Only Lifetime Mortgage
  • Just Retirement Equity Release Plans
  • Stonehaven Interest Select Plan
  • Nationwide Equity Release Schemes
  • TSB Lifetime Interest Only Mortgage
  • Barclays Equity Release Plans
  • Just Retirement Equity Release Plans
  • More to Life Tailored Choice Plan
  • Pure Retirement Classic Drawdown Lite Plan
  • Stonehaven Equity Release Plan
  • HSBC Equity Release Schemes
  • Lloyds Bank Equity Release
  • Barclays Lifetime Mortgage
  • NatWest Equity Release
  • Royal Bank of Scotland Equity Release Plans

Stop Repossession

Disadvantages of Lifetime Mortgages

Home reversion schemes can reduce your estate value. Lump sum lifetime mortgages may impact the ability to claim entitlements. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Uses of Lifetime Mortgages

Often used to help tax planning and interest rates can be quite low. Help a family member buy their own home with a smaller mortgage or pay down your own credit cards and loans so you have lower monthly outgoings.

Examples of plans include More2Life – Capital Choice Plus Plan, More to Life – Flexi Choice Voluntary Payment Super Lite, More two Life Capital Choice Plan, More tooLife Flexi Choice Drawdown Lite Plan or More2Life Tailored Choice Plan.