Prudential Equity Release Schemes

  • Remove tax-free cash from your property
  • You don’t need to make regular monthly payments
  • Help a family member buy their own home with a modest mortgage
  • Stay living in your own property for as long as you like
  • Your Requirements

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ombudsman
Homeowner in their 70s
Cash tied up in home


Wandsworth House
Wandsworth House

It is usual to find individuals looking for monthly payment life time mortgage, lump sum lifetime mortgages or home reversion schemes, however, Just Retirement like Legal & General are keen to see evidence of your circumstances in the form of pension statements.
West London Home

What percentage can be released?

The more elderly you are and the more serious your illnesses you are the more money you can release

Providers for Equity Release

  • Bower
  • Santander
  • Sunlife Plans

Stop Repossession

Equity Release Loan To Value

  • 60% home reversion schemes Old Mutual Wealth
  • 60% loan to value monthly payment lifetime mortgage Just Retirement
  • 25% loan to value (LTV) monthly payment life time mortgage United Trust Bank
  • 60% loan to value monthly payment equity release Precise
  • 30% loan to value monthly payment equity release Hodge

The lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the occupier is an Owner Occupier.

UK Equity Release Scheme Providers

Its usual to discover people looking for home reversion plans, lump sum life time mortgages or monthly payment equity release, however, Key Retirement like AIG Life is eager to see proof of your situation in the form of investment statements.

  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • HSBC Equity Release Schemes
  • More to Life Tailored Choice Plan
  • Saga Lifetime Mortgage
  • Aviva Lifetime Mortgages for Pensioners
  • Hodge Lifetime Flexible Drawdown Plan
  • More to Life Capital Choice Plan
  • NatWest Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • TSB Equity Release
  • Aviva Equity Release
  • HSBC Equity Release Schemes
  • Barclays Equity Release
  • Royal Bank of Scotland Lifetime Mortgage

Homeowner in their 60s

Disadvantages of Lifetime Mortgages

Home reversion plans can reduce the inheritance for your family. Lumpsum lifetime mortgages may impact the ability to claim entitlements. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Benefits of Equity Release Plans

Often used as a vehicle to reduce tax bills and interest rates can be attractive. A low-cost way of helping the family to buy their own home or pay off your own debts like loans and credit cards so you have lower monthly outgoings.