Santander – interest only lifetime mortgage options


  • Remove tax free money from your property
  • No regular monthly payments
  • Use the cash to pay off loans and credit cards
  • Continue to stay in your property
  • Could be a vehicle to reduce tax bills
  • Your Requirements

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Wandsworth House
Old money in home
Homeowner in their 70s
West London Home

Its very regular to discover individuals looking for lumpsum lifetime mortgages, lump sum lifetime mortgages or home reversion schemes however Aviva like The Exeter Equity Release are keen to see evidence of your personal circumstances in the form of bank statements.

Equity Release LTV

The older you are and the the more illnesses you have you are the more cash you can release

Equity Release UK Providers

  • Age Concern
  • Stepchange
  • Age Concern
  • Liverpool Victoria
  • Santander

Equity Release Loan To Value

  • 50% lump sum lifetime mortgages Legal & General
  • 45% loan to value monthly payment life time mortgage 1st Stop Home Loans

The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold flat and if the occupier is a Owner Occupier Primary Residence.

Equity Release Lenders

It is very regular to discover individuals seeking out monthly payment equity release, monthly payment life time mortgage or interest-only lifetime mortgages however Age Partnership like The Exeter Equity Release are eager to see paperwork to show your personal circumstances in the form of pension statements.
Money tied up in house

  • Canada Life Equity Release Schemes
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • HSBC Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release
  • More2Life Tailored Choice Plan
  • Liverpool Victoria LV Equity Release
  • Stonehaven Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • HSBC Equity Release Plans
  • Saga Equity Release Schemes
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Canada Life Lifestyle Gold Flexi
  • Just Retirement Equity Release Plans
  • Nationwide Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • TSB Lifetime Mortgage
  • Barclays Equity Release
  • Age Partnership Equity Release Schemes
  • Bridgewater Equity Release Plans
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • Just Retirement Drawdown Lifetime Mortgage
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Stonehaven Equity Release Scheme
  • Royal Bank of Scotland Interest Only Lifetime Mortgage


Pitfalls of Equity Release Schemes

Lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Home reversion plans may impact ability to get state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

Applications of Home Reversion Schemes

Can help tax planning and interest rates on the money can be appealing. Low rate way of helping family to buy their own home or pay off your own debts like loans and credit cards so you have lower monthly outgoings.