Santander Retirement Mortgages for UK Properties

 

  • Release equity from your home
  • Use the money for anything you like
  • Help your family to buy a house
  • You don’t have to have an account with Santander Bank
  • Continue to stay in your property for as long as you like
  • Your Requirements

  • About You

  • Please enter a value between 25 and 110.
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Feefo
ombudsman
Wandsworth House
West London Home
Money tied up in home

It’s often found to find individuals looking for home reversion schemes, lumpsum lifetime mortgages or lump sum lifetime mortgages, however, Sunlife Plans like Fortify Insurance Solutions are keen to see paperwork to show your personal situation in the form of pension statements.
Under 55 Homeowner

How much is it common to release from a home

The more aged you are and the more illnesses you have you are the more money you can release

Equity Release Providers

  • Key Retirement
  • LV lifetime mortgage
  • Sunlife Plans
  • Stonehaven Mortgage

Equity Release LTV Percentages

  • 55% interest-only lifetime mortgages Fortify Insurance Solutions
  • 40% loan to value interest-only lifetime mortgages One Family
  • 25% loan to value (LTV) lump sum lifetime mortgages Virgin Money PLC
  • 50% LTV from Santander

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the occupier is a Private Tenant.

UK Equity Release Lenders

It is common to discover people searching for interest-only lifetime mortgages, monthly payment life time mortgage or monthly payment equity release, however, Age Concern like Legal & General are eager to see paperwork to show your circumstances in the form of investment statements.

  • Hodge Indexed Lifetime Mortgage
  • Just Retirement Interest Only Lifetime Mortgage
  • NatWest Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Canada Life Voluntary Select Gold Flexi
  • NatWest Equity Release
  • Saga Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Canada Life Lifetime Mortgages
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • More 2 Life Capital Choice Plus Plan
  • Pure Retirement Equity Release Plans
  • Stonehaven Equity Release Scheme
  • NatWest Equity Release Schemes
  • Age Partnership Equity Release
  • Canada Life Equity Release Plans
  • Pure Retirement Classic Drawdown Lite Plan
  • Nationwide Equity Release Schemes

Downsides of Lifetime Mortgages

Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Benefits of Home Reversion Schemes

Could be used to optimise tax planning and interest rates are attractive. A low-cost way of helping the family to buy their own home or pay down your own credit cards and loans so you have lower monthly outgoings.