Telegraph Equity Release

Home Equity options from the Telegraph

  • Remove tax-free cash from your house
  • No monthly payments
  • Use the money to help your family
  • Continue to live in your own home
  • Your Requirements

  • About You

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Homeowner in their 70s
Over 55 Home owner

Its often found to find people searching for lifetime mortgage with flexible drawdown cash release, lump sum lifetime mortgages or monthly payment equity release, however, Key Retirement like LV Liverpool Victoria is keen to see evidence of your circumstances in the form of pension statements.

How much is it common to release from a home

The older you are and the more serious your illnesses you are the more money you can release
Cash tied up in home

Equity Release Lenders

  • Aviva
  • More to Life
  • Lifetime Mortgage from L&G
  • LV Liverpool Victoria

Equity Release LTV Percentages

  • 60% lifetime mortgage with flexible drawdown cash release AIG Life
  • 30% LTV monthly payment life time mortgage Skipton Building Society

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the occupier is an Assured shorthold tenancy tenant.

Providers for Equity Release

It’s common to discover individuals seeking out monthly payment lifetime mortgage, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Bower like Royal London Equity Release are eager to see evidence of your personal situation in the form of bank statements.

  • More 2 Life Tailored Choice Plan
  • Bridgewater Equity Release Plans
  • Hodge Indexed Lifetime Mortgage
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Barclays Equity Release Plans
  • Aviva Lifetime Mortgages for Pensioners
  • Canada Life Voluntary Select Gold Flexi
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • Aviva Lifetime Mortgages for Pensioners
  • More2Life Capital Choice Plan
  • L&G Legal & General Flexible Max Plus
  • Liverpool Victoria LV Equity Release
  • More 2 Life Capital Choice Plan
  • HSBC Equity Release Plans
  • Age Partnership Equity Release Plans
  • Just Retirement Drawdown Lifetime Mortgage
  • TSB Lifetime Mortgage
  • NatWest Equity Release Schemes
  • Saga home reversion schemes

Stop Repossession

Disadvantages of Interest Only Lifetime Mortgages

Lump sum lifetime mortgages can reduce the inheritance for your family. Home reversion schemes may impact entitlements to state benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

Advantages of Interest Only Lifetime Mortgages

Can be a vehicle to reduce tax bills and interest rates on the money can be appealing. Use the money to keep another family member away from a high loan to value mortgage or pay down your own credit cards and loans so you have lower monthly outgoings.