- Release tax-free money from your home with Crown Equity Release
- No regular monthly payments
- No early repayment charges
- Use the money to buy another house
- Are you still paying a mortgage? That’s fine we can help
- Continue to stay in your house
- 5.36% fixed for life
Loan-to-value for equity release?
You can achieve 70% of your property’s valuation. For example, if your house is worth £330,000, you can get £231,000.
Recent Reviews
Mrs Heart from Aberdeen
I was struggling to pay my mortgage and had no money left for emergencies at the end of the month, let alone saving for a holiday.
I had investigated home reversion plans, but they did not appear to be the right solution. Equity Release for older borrowers with no monthly repayments was precisely what I wanted, and the interest rate was meagre. I was able to pay off my mortgage.
I live in an area where house prices are going up nicely, so it’s wise for me to keep 100% ownership of my own home.
I am confident that my house price appreciation will be much bigger than my roll-up interest.
Mr Shaw from Bradford
I thought I would have to sell my home to pay back my mortgage, as the bank wanted its money back. With the money left, I could only afford a flat, and I would have been further away from my daughter and her children. Downsizing was a bad idea for me.
My lifetime mortgage was ideal for me, as I had no monthly repayments and was able to pay off my old mortgage.
I saved the cost of moving to a new flat, which I would have paid to move to a place I did not want. The no-negative-equity guarantee and the assurances of the Equity Release Council were fundamental to me. I am better off each month and have some tax-free cash ready if repairs to the house are necessary.
Mr Howarth from Leeds
I am healthy and have a good income from my pensions for later life. I decided to release money from my unencumbered home with a retirement interest-only mortgage (RIO mortgage), so I could upgrade my kitchen and bathroom and give money to my children to help them move into bigger homes.
I had no issues with the minimum or maximum age requirements or affordability. The interest rate was shallow, like a prime conventional mortgage from a bank or building society.
The monthly payment was tiny compared with the rest of my outgoings. The whole process was authorised and regulated by the Financial Conduct Authority.
Mrs Yardly from Sheffield
I had an old, tired car and an unreliable central heating system. Repair bills continually mounted up, meaning I had less money to spend on holidays and other lovely things. A friend said I should consider equity release, but I was put off by the horror stories of the roll-up/compounded interest destroying people’s homes.
When I conducted my own research, I found that in the 2025 equity release, interest rates were very low, and the negative press focused on people who had been taken advantage of with high rates in the past.
Even if my house price only went up a little, the roll-up interest would be covered. The equity release enabled me to get a nice 3-year-old car and a new boiler, so I was not wasting money all the time on repairs!
William from Birmingham
My son knew a guy who owned six pubs. Because of successive lockdowns due to the COVID-19 coronavirus, he had to sell his holiday home in Cornwall quickly.
My equity release money enabled him to buy his flat at 35% under market value. Not only do my family members share the use of a holiday home, but the rental income is also significantly more than the interest on the equity release.
It is very common to discover individuals searching for a monthly payment lifetime mortgage, a lifetime mortgage with flexible drawdown cash release or a lifetime mortgage with compliant drawdown cash release; however, Key Retirement, like LV Liverpool Victoria, is keen to see evidence of your circumstances in the form of investment statements.
Equity Release LTV
The more aged you are and the sicker you are, the more tax-free cash you can release with Crown Equity Release
UK Equity Release Lenders
- Bower
- Saga
- Key Retirement
- Stonehaven Mortgage
- Crown
Equity Release Loan To Value Crown Equity Release
- 60% lump sum lifetime mortgages Old Mutual Wealth
- 45% LTV monthly payment lifetime mortgage Pure Retirement
- 25% loan to value home reversion schemes, Masthaven
- 30% loan to value home reversion schemes 1st Stop
The 1st and 2nd charge lenders will want to know if the property is a semi-detached freehold house or a Leasehold flat with a share of freehold, and if the occupier is a Private Tenant.
Lenders for UK Equity Release
It is very common to encounter individuals seeking out a monthly payment lifetime mortgage, lump sum lifetime mortgage or home reversion plans; however, Just Retirement, like Aegon, is eager to see paperwork to show your circumstances in the form of bank statements.
- Just Retirement Equity Release Plans
- L&G Legal & General Flexible Max Scheme
- HSBC Interest Only Lifetime Mortgage
- More to Life Capital Choice Plan
- Bridgewater Lifetime Mortgage
- More to Life Capital Choice Plus Plan
- Crown Equity Release
- Stonehaven Interest Only Lifetime Mortgage
- HSBC Equity Release Schemes
- Saga Lifetime Mortgage
- Bridgewater Equity Release Schemes
- Liverpool Victoria LV= Lump-Sum Plus Lifetime Mortgage
- Lloyds Bank Equity Release
- Barclays Equity Release Schemes
- NatWest Equity Release Plans
- Saga Lifetime Mortgage
- L&G Legal & General Premier Flexible Lifetime Mortgage
- More to Life Tailored Choice Plan
- Stonehaven Equity Release Plan
- Nationwide Equity Release
- NatWest Equity Release
- More to Life Capital Choice Plan
Disadvantages of Crown Equity Release 2025
A monthly payment lifetime mortgage can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay a valuation fee, and you could have higher rates to pay with some schemes.
- Natwest Lifetime Mortgage
- Key Retirement Solutions Equity Release Interest Rates
- Commercial Bridging Finance Rates
- Halifax Lifetime Mortgage
- Can I Remortgage With Bad Credit
- Crown Equity Release Brokers Uk
Benefits of Interest-Only Lifetime Mortgages
Often used to help tax planning and interest rates are attractive. Buy a family member’s home without a mortgage or pay down your debts so you can spend more of your monthly income.
- Secured Loans Bad Credit Direct Lenders
- Norwich Union Equity Release Advice
- Age Concern Equity Release
- Equity Release Under 55
- What Is A Direct Lender Mortgage
- Legal And General Equity Release Schemes
- Legal And General Equity Release Retirement
Release calculator equity
- Lloyds Lifetime Mortgage Calculator
- Age Partnership Equity Release Reviews
- Natwest Equity Release Schemes
- Nationwide Lifetime Mortgage Reviews – Updated For May 2025
- Liverpool Victoria Lve Lv Lifetime Mortgage No Payments
- 5 Year Mortgage Calculator
Calculator Equity Release UK
- Nationwide Retirement Mortgage Advice
- LV Equity Release Plan
- Mortgages For Over 60 With Bad Credit
- Halifax Mortgages For Over 60s
- Sunlife Equity Release Loan
- Direct Lender Secured Loans
- Lloyds Equity Release Retirement
- Commercial Remortgage Rates
- More to Life Equity Release Retirement
- Equity Release in Northern Ireland
- Stonehaven Equity Release Plans
- Semi-Commercial Mortgage Lenders
- Secured Loan on Buy-Let Property
- Nationwide Equity Release Retirement
- Norwich Union Lifetime Mortgage Under 55
- Key Retirement Solutions Equity Release On Second Homes
Nationwide Retirement Mortgage
Metrobank Equity Release
Does Crown do Equity Releases?
Yes, Crown Equity Release is 2.07% MER.
Equity Release Yorkshire Building Society YBS
Does Crown do Pensioner Mortgages?
Yes, Crown Pensioner Mortgages have an APRC of 1.91%.
Does Crown do Retirement Mortgages?
Yes, Crown Retirement Mortgages are 2.06% MER.
Yorkshire Bank Equity Release Scheme
YB-Yorkshire Bank Lifetime Mortgage
Does Crown offer Equity Release under 55?
Yes, the Crown Equity Release Under 55 is available at a 2.29% APR.
Can you get 100% equity release?
You can get a very high loan-to-value equity release, but it’s not possible to get a 100% equity release plan.
Which company is best for equity release?
Crown Equity Release is the best company for low rates and no fees. You should always try the equity release calculator.
What is the average charge for equity release?
Some Crown lifetime mortgages have no up-front charges. The costs are added to the amount you borrow. You will need a solicitor and a valuation. Some retirement bridge plans are very cost-effective.
What are the pitfalls of equity release?
A lifetime mortgage is similar to any other loan, where interest is payable. This is the pitfall.
Legal & General Lifetime Mortgage
Does Crown do Lifetime Mortgages?
Yes, Crown does lifetime mortgages at 1.91% APRC. Crown Lifetime Mortgages can have a loan-to-value of 65%.
http://www.crownequityrelease.com/
Does Crown offer a retirement remortgage for retired homeowners over 60?
Yes, Crown retirement remortgages for over 60s are 3.63% AER variable.
Does Crown do a pensioner remortgage over 60?
Yes, Crown pensioner remortgages for over-60s are 3.69% MER fixed.
Does Crown offer later-life remortgages for individuals over 60?
Yes, a Crown later life remortgage for those over 60 is available at a variable 3.65% APRC.
Does Crown offer the best remortgage for retired homeowners over 60?
Yes, Crown’s best remortgages for over-60s are 3.92% MER fixed for life.
Does Crown offer remortgaging options for those over 60?
Yes, a Crown remortgaging option for people over 60 is available at a variable APR of 3.53%.
Does Crown offer a mortgage calculator for pensioners over 60?
Yes, Crown mortgage calculators for the 1960s show a 3.3% MER fixed rate.